Two Referees have provided a number of constructive comments to this paper. The authors have already replied with a comprehensive response on HESSD. I recommend submitting a revised manuscript to HESS after carefully addressing all comments. As Reviewer #2 has been critical and suggested a major revision, the revised paper will likely undergo another round of external review on HESS.

All Referees' comments were properly addressed. Thus, I am glad to accept the publication of this paper.

I only have a minor comment. Very recently, a paper by Buchecker et al. (2013) has been published on Natural Hazards and Earth System Science. The paper explores the role of risk perception in making flood risk management more effective. As the paper also refers to flood risk in Zurich, I think it would be worth mentioning it and briefly discuss potential links between the two studies.